[jclark003]

I don't know the 38 very well but would probably have a surveyor look at that. Have you owned the boat since new? Almost looks like it was grounded or maybe was dropped onto the struts during haul out which over stressed the bottom. I would also drop Tiara customer service a note with the pictures and see what they say. If it is a problem that needs addressing they are pretty good at pointing to qualified yards that are trusted. Maybe other 38 owners have seen this?