[DavidB]

I just signed up for Pantaenius and the rates were in line with the other quotes that I received. Their coverage seemed a bit better than the others for about the same rate. They are owned by Liberty Mutual. The BoatUs quote in Florida was the highest of all the quotes. They are big on the disappearing deductible but you really land up paying the deductible yearly by increased premiums. Pantaenius is interesting in that they will only quote the named storm deductible after you have supplied them with your hurricane plan.